Auto Insurance in Lynnwood Washington

Our Lynnwood Auto Insurance Location Serves Lynnwood, Mountlake Terrace, Edmonds, Shoreline, Mill Creek and Bothell Washington

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Vern Fonk prides itself in specializing in auto insurancecommercial car, and commercial liability insurance in Lynnwood Washington. It doesn't matter to us if you have a "high-risk" driving record, or if you have a perfect driving record, because we know we will get the best auto insurance policy for everyone! Even if you have a DUI/DWI on your record or require an SR-22, we will help find you good coverage at a great affordable rate. Vern Fonk Lynnwood is your go-to SR22 insurance experts! 

Almost every insurance company looks at drivers who have multiple tickets or accidents as "high risk" drivers. Vern Fonk wants to help these "high risk" people out, and likes to specialize in this market. We can get everyone great coverage at the lowest price, period! Vern Fonk provides great coverage even with a dui, reckless driving record, driving while suspended, no insurance, bankruptcy, international drivers license, and accidents on record. 

Even if you do not own a vehicle, Vern Fonk can issue a policy!

Vern Fonk has many offices in the Lynnwood area to serve you. Vern Fonk Auto Insurance in Lynnwood Washington is a 2nd-generation insurance business, owned by family, that specializes in auto insurance for high risk drivers with tickets and(or) accidents. We can issue a SR-22 for suspended licenses, and issue a broad form coverage for those people who do not currently own a vehicle. If you are driver with a clean record looking for cheap coverage, or a high risk driver required to carry an SR-22, Vern Fonk will meet all of your auto insurance needs. If you have multiple speeding tickets, many accidents or need a SR-22, Vern Fonk is your answer. We are dedicated to help find an insurance policy that molds to your personality and monthly budget. We many times offer small down-payment options, and give flexibility for selecting a payment schedule. Call Vern Fonk Lynnwood for an insurance quote and see how we beat the rates and service of other local and national insurance providers.

About SR-22 Insurance

In Washington, your driver’s license can be suspended or revoked for many different reasons. (ex. excessive driver points, major moving violations, DWIs, DUIs, reckless driving, or multiple outstanding traffic tickets). If it happens to be that your license has been suspended, you will need to obtain a special type of insurance for your license to be reinstated. Let Vern Fonk be your SR-22 auto insurance experts! SR-22 is a type of "high-risk" insurance that comes with a particular set of conditions that are not found on other types of auto insurance policies.

If a SR-22 is issued, Vern Fonk must certify all coverages to the Department of Motor Vehicles (DMV) in Lynnwood Washington. Under state law, we have to notify the DMV if the policy is canceled, terminated, changed or lapses for any period of time. If you are required to get SR-22 insurance, even if you don't own a car, you can get a non-owner SR-22 policy. Non-owner SR-22 is for people that don't own a car, but need auto insurance in order for their driving privileges to be given back.

The SR-22 certificate needs to be carried for 3 years from the date the driving privileges were reinstated. This is the same for non-owner SR-22 insurance. During these 3 years, the state law requires Vern Fonk to contact the DMV if:

• There are late premium payments
• There are any lapses in your SR-22 policy (for any reason)
• Insurance Providers are Switched

After you get SR-22 liability auto insurance, you will then receive a "certificate of coverage". This certificate is named an “SR-22,” and is required as proof of insurance by the court in your state or under current state law. SR-22 certificates should remain active and be carried in the vehicle at all times.

For more information about SR-22 coverage, contact Vern Fonk Auto Lynnwood for your free quote!

When you're in Lynnwood Washington,
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Our Lynnwood Location

18514 Highway 99 # C
Lynnwood, WA 98037
Phone: 425-835-3982

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